/* ==============================================================
   BOG FINANCE – GLOBAL STYLES
   Header: .bog-fn-wrapper / Footer: .bog-ft-wrapper
   No conflicts – separate class prefixes.
============================================================== */

/* ---------- SELF-HOSTED FONTS (MATCHING YOUR FILE NAMES) ---------- */
/* Barlow (300, 400, 600, italic 300) */
@font-face {
    font-family: 'Barlow';
    font-style: normal;
    font-weight: 300;
    font-display: swap;
    src: url('/assets/fonts/barlow/barlow-300.woff2') format('woff2');
}
@font-face {
    font-family: 'Barlow';
    font-style: normal;
    font-weight: 400;
    font-display: swap;
    src: url('/assets/fonts/barlow/barlow-400.woff2') format('woff2');
}
@font-face {
    font-family: 'Barlow';
    font-style: normal;
    font-weight: 600;
    font-display: swap;
    src: url('/assets/fonts/barlow/barlow-600.woff2') format('woff2');
}
@font-face {
    font-family: 'Barlow';
    font-style: italic;
    font-weight: 300;
    font-display: swap;
    src: url('/assets/fonts/barlow/barlow-300italic.woff2') format('woff2');
}

/* Barlow Condensed (400, 600) */
@font-face {
    font-family: 'Barlow Condensed';
    font-style: normal;
    font-weight: 400;
    font-display: swap;
    src: url('/assets/fonts/barlow-condensed/barlowcondensed-400.woff2') format('woff2');
}
@font-face {
    font-family: 'Barlow Condensed';
    font-style: normal;
    font-weight: 600;
    font-display: swap;
    src: url('/assets/fonts/barlow-condensed/barlowcondensed-600.woff2') format('woff2');
}

/* Bebas Neue (Regular) */
@font-face {
    font-family: 'Bebas Neue';
    font-style: normal;
    font-weight: 400;
    font-display: swap;
    src: url('/assets/fonts/bebas-neue/bebasneue-400.woff2') format('woff2');
}

/* ---------- BASE RESETS ---------- */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    background: #1E2118;
    font-family: 'Barlow', sans-serif;
    font-weight: 300;
    color: #EFF4E8;
    line-height: 1.5;
}

a {
    text-decoration: none;
}

/* ========== FINANCE HEADER STYLES (.bog-fn-*) ========== */
.bog-fn-wrapper {
    --fn-forest:    #202F00;
    --fn-signal:    #00A500;
    --fn-charcoal:  #1E2118;
    --fn-cream:     #EFF4E8;
    font-family: 'Barlow', sans-serif;
    font-weight: 300;
    color: var(--fn-cream);
    line-height: 1.5;
    position: sticky;
    top: 0;
    z-index: 9999;
}
.bog-fn-wrapper * { box-sizing: border-box; }
.bog-fn-wrapper a { text-decoration: none; }

/* BAND 1: UTILITY STRIP */
.bog-fn-util {
    background: var(--fn-charcoal);
    border-bottom: 1px solid rgba(0,165,0,0.1);
    padding: 6px 60px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 2px;
    text-transform: uppercase;
}
.bog-fn-util-l { display: flex; align-items: center; gap: 8px; }
.bog-fn-pulse {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--fn-signal);
    box-shadow: 0 0 0 0 rgba(0,165,0,0.7);
    animation: bog-fn-pulse 2s infinite;
}
@keyframes bog-fn-pulse {
    0%   { box-shadow: 0 0 0 0 rgba(0,165,0,0.7); }
    70%  { box-shadow: 0 0 0 8px rgba(0,165,0,0); }
    100% { box-shadow: 0 0 0 0 rgba(0,165,0,0); }
}
.bog-fn-util-lbl { color: var(--fn-signal); font-weight: 600; }
.bog-fn-util-r { display: flex; align-items: center; gap: 18px; }
.bog-fn-util-r a {
    color: rgba(239,244,232,0.5);
    transition: color 0.2s;
    display: flex;
    align-items: center;
    gap: 6px;
}
.bog-fn-util-r a:hover { color: var(--fn-signal); }
.bog-fn-util-sep { color: rgba(0,165,0,0.25); }
.bog-fn-compliance {
    border: 1px solid rgba(0,165,0,0.3);
    padding: 3px 10px;
    color: var(--fn-signal) !important;
}
.bog-fn-compliance:hover { background: rgba(0,165,0,0.1); }

/* BAND 2: MAIN NAV */
.bog-fn-main {
    background: var(--fn-charcoal);
    padding: 16px 60px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
    border-bottom: 1px solid rgba(0,165,0,0.08);
}
.bog-fn-logo {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-shrink: 0;
    transition: opacity 0.2s ease;
}
.bog-fn-logo:hover { opacity: 0.85; }
.bog-fn-logo:focus-visible {
    outline: 2px solid var(--fn-signal);
    outline-offset: 4px;
}
.bog-fn-logo img { max-height: 54px; width: auto; display: block; }
.bog-fn-logo-sub {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: var(--fn-signal);
    padding-left: 12px;
    border-left: 1px solid rgba(0,165,0,0.3);
}
.bog-fn-nav {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    align-items: center;
    gap: 4px;
}
.bog-fn-nav > li { position: relative; }
.bog-fn-nav > li > a {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 13px;
    letter-spacing: 2.5px;
    text-transform: uppercase;
    font-weight: 600;
    color: rgba(239,244,232,0.65);
    padding: 10px 14px;
    display: flex;
    align-items: center;
    gap: 6px;
    transition: color 0.2s;
}
.bog-fn-nav > li > a:hover,
.bog-fn-nav > li.current > a { color: var(--fn-cream); }
.bog-fn-nav > li > a::after {
    content: '';
    position: absolute;
    bottom: 2px;
    left: 14px;
    right: 14px;
    height: 2px;
    background: var(--fn-signal);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.2s;
}
.bog-fn-nav > li > a:hover::after,
.bog-fn-nav > li.current > a::after { transform: scaleX(1); }
.bog-fn-nav-dot {
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: rgba(0,165,0,0.4);
}

/* Dropdown menus */
.bog-fn-drop {
    position: absolute;
    top: 100%;
    left: 0;
    background: var(--fn-charcoal);
    border: 1px solid rgba(0,165,0,0.2);
    border-top: 2px solid var(--fn-signal);
    padding: 20px;
    min-width: 260px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(4px);
    transition: all 0.2s;
}
.bog-fn-nav > li:hover .bog-fn-drop,
.bog-fn-nav > li:focus-within .bog-fn-drop {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}
.bog-fn-drop a {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 7px 0;
    font-family: 'Barlow', sans-serif;
    font-size: 13px;
    text-transform: none;
    letter-spacing: 0;
    color: rgba(239,244,232,0.55);
    font-weight: 300;
}
.bog-fn-drop a:hover { color: var(--fn-signal); }
.bog-fn-drop a::before {
    content: '›';
    color: var(--fn-signal);
    opacity: 0.4;
    transition: opacity 0.2s;
}
.bog-fn-drop a:hover::before { opacity: 1; }

.bog-fn-cta-group {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-shrink: 0;
}
.bog-fn-btn-ghost {
    background: transparent;
    border: 1px solid rgba(239,244,232,0.2);
    padding: 9px 18px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 11px;
    letter-spacing: 2.5px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.65);
    transition: all 0.2s;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.bog-fn-btn-ghost:hover {
    border-color: rgba(0,165,0,0.5);
    color: var(--fn-signal);
}
.bog-fn-btn-primary {
    background: var(--fn-signal);
    border: 1px solid var(--fn-signal);
    padding: 9px 20px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 11px;
    letter-spacing: 3px;
    text-transform: uppercase;
    font-weight: 600;
    color: #fff;
    transition: background 0.2s;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.bog-fn-btn-primary:hover { background: #007d00; }

/* BAND 3: SEARCH + CALCULATOR TOOLS */
.bog-fn-search {
    background: rgba(32,47,0,0.5);
    border-bottom: 1px solid rgba(0,165,0,0.1);
    padding: 14px 60px;
}
.bog-fn-search-form {
    display: grid;
    grid-template-columns: 2fr 1.2fr auto;
    gap: 1px;
    background: rgba(0,165,0,0.2);
    border: 1px solid rgba(0,165,0,0.3);
}
.bog-fn-search-field {
    background: var(--fn-charcoal);
    padding: 10px 14px;
    display: flex;
    align-items: center;
    gap: 8px;
}
.bog-fn-search-ic {
    color: rgba(0,165,0,0.6);
    font-size: 13px;
    flex-shrink: 0;
}
.bog-fn-search-field input,
.bog-fn-search-field select {
    background: transparent;
    border: none;
    outline: none;
    width: 100%;
    font-family: 'Barlow', sans-serif;
    font-size: 13px;
    font-weight: 400;
    color: var(--fn-cream);
}
.bog-fn-search-field input::placeholder {
    color: rgba(239,244,232,0.3);
    font-family: 'Barlow Condensed', sans-serif;
    letter-spacing: 1px;
    text-transform: uppercase;
    font-size: 11px;
}
.bog-fn-search-field select {
    color: rgba(239,244,232,0.55);
    font-family: 'Barlow Condensed', sans-serif;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    font-size: 11px;
    cursor: pointer;
    appearance: none;
    -webkit-appearance: none;
}
.bog-fn-search-field select option {
    background: var(--fn-charcoal);
    color: var(--fn-cream);
}
.bog-fn-search-btn {
    background: var(--fn-signal);
    border: none;
    padding: 0 28px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 12px;
    letter-spacing: 3px;
    text-transform: uppercase;
    font-weight: 600;
    color: #fff;
    cursor: pointer;
    transition: background 0.2s;
    display: flex;
    align-items: center;
    gap: 8px;
}
.bog-fn-search-btn:hover { background: #007d00; }

/* BAND 4: QUICK ACCESS CHIPS */
.bog-fn-chips {
    background: var(--fn-charcoal);
    padding: 10px 60px;
    display: flex;
    align-items: center;
    gap: 10px;
    border-bottom: 3px solid var(--fn-signal);
    overflow-x: auto;
}
.bog-fn-chips::-webkit-scrollbar { display: none; }
.bog-fn-chips-lbl {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.3);
    flex-shrink: 0;
    padding-right: 8px;
    border-right: 1px solid rgba(0,165,0,0.15);
}
.bog-fn-chip {
    background: rgba(0,165,0,0.06);
    border: 1px solid rgba(0,165,0,0.2);
    padding: 4px 12px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.55);
    transition: all 0.2s;
    flex-shrink: 0;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.bog-fn-chip:hover {
    background: rgba(0,165,0,0.15);
    border-color: rgba(0,165,0,0.5);
    color: var(--fn-signal);
}
.bog-fn-chip-hot {
    color: var(--fn-signal);
    border-color: rgba(0,165,0,0.4);
}
.bog-fn-chip-hot::before {
    content: '';
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: var(--fn-signal);
}

/* MOBILE HAMBURGER BUTTON */
.bog-fn-wrapper .bog-fn-burger {
    display: none !important;
    flex-direction: column;
    gap: 4px;
    background: transparent;
    border: 1px solid rgba(239,244,232,0.2);
    padding: 10px 12px;
    cursor: pointer;
    margin-left: 10px;
    transition: all 0.2s;
    width: auto;
    height: auto;
    align-items: center;
    justify-content: center;
}
.bog-fn-wrapper .bog-fn-burger:hover {
    border-color: rgba(0,165,0,0.5);
    background: transparent;
}
.bog-fn-wrapper .bog-fn-burger span {
    width: 20px;
    height: 2px;
    background: var(--fn-cream);
    display: block;
    transition: all 0.3s;
    margin: 0;
}
.bog-fn-wrapper .bog-fn-burger.is-open span:nth-child(1) {
    transform: translateY(6px) rotate(45deg);
}
.bog-fn-wrapper .bog-fn-burger.is-open span:nth-child(2) {
    opacity: 0;
}
.bog-fn-wrapper .bog-fn-burger.is-open span:nth-child(3) {
    transform: translateY(-6px) rotate(-45deg);
}
@media (max-width: 1024px) {
    .bog-fn-wrapper .bog-fn-burger {
        display: flex !important;
    }
}

/* MOBILE MENU PANEL */
.bog-fn-mobile {
    position: fixed;
    top: 0;
    right: 0;
    width: 320px;
    max-width: 85vw;
    height: 100vh;
    background: var(--fn-charcoal);
    border-left: 2px solid var(--fn-signal);
    padding: 80px 28px 28px;
    overflow-y: auto;
    transform: translateX(100%);
    transition: transform 0.3s ease;
    z-index: 9998;
}
.bog-fn-mobile.is-open { transform: translateX(0); }
.bog-fn-mobile-overlay {
    position: fixed;
    inset: 0;
    background: rgba(30,33,24,0.7);
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s;
    z-index: 9997;
}
.bog-fn-mobile-overlay.is-open { opacity: 1; visibility: visible; }
.bog-fn-mobile-sec {
    margin-bottom: 24px;
    padding-bottom: 20px;
    border-bottom: 1px solid rgba(0,165,0,0.15);
}
.bog-fn-mobile-sec:last-of-type { border-bottom: none; }
.bog-fn-mobile-h {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: var(--fn-signal);
    margin-bottom: 10px;
}
.bog-fn-mobile-link {
    display: block;
    padding: 10px 0;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 14px;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    font-weight: 600;
    color: rgba(239,244,232,0.75);
    border-bottom: 1px solid rgba(239,244,232,0.05);
}
.bog-fn-mobile-link:hover,
.bog-fn-mobile-link:focus { color: var(--fn-signal); }
.bog-fn-mobile-sublink {
    display: block;
    padding: 6px 0 6px 14px;
    font-family: 'Barlow', sans-serif;
    font-size: 13px;
    color: rgba(239,244,232,0.5);
    font-weight: 300;
}
.bog-fn-mobile-sublink:hover { color: var(--fn-signal); }
.bog-fn-mobile-cta {
    display: block;
    text-align: center;
    background: var(--fn-signal);
    padding: 12px;
    margin-bottom: 10px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 12px;
    letter-spacing: 3px;
    text-transform: uppercase;
    font-weight: 600;
    color: #fff;
}
.bog-fn-mobile-cta-ghost {
    background: transparent;
    border: 1px solid rgba(239,244,232,0.25);
    color: rgba(239,244,232,0.75);
}
.bog-fn-mobile-contact {
    font-family: 'Barlow', sans-serif;
    font-size: 13px;
    color: rgba(239,244,232,0.5);
    padding: 6px 0;
    display: flex;
    align-items: center;
    gap: 10px;
}
.bog-fn-mobile-contact a { color: inherit; }
.bog-fn-mobile-contact a:hover { color: var(--fn-signal); }
.bog-fn-mobile-compliance {
    background: rgba(0,165,0,0.08);
    border: 1px solid rgba(0,165,0,0.3);
    padding: 12px;
    margin-bottom: 16px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 11px;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: var(--fn-signal);
    text-align: center;
    line-height: 1.5;
}

/* HEADER RESPONSIVE BREAKPOINTS */
@media (max-width: 1200px) {
    .bog-fn-util, .bog-fn-main, .bog-fn-search, .bog-fn-chips {
        padding-left: 32px;
        padding-right: 32px;
    }
    .bog-fn-nav > li > a { padding: 10px 10px; font-size: 12px; letter-spacing: 2px; }
}
@media (max-width: 1024px) {
    .bog-fn-util { display: none; }
    .bog-fn-chips { display: none; }
    .bog-fn-nav { display: none; }
    .bog-fn-cta-group .bog-fn-btn-ghost { display: none; }
    .bog-fn-burger { display: flex; }
    .bog-fn-search-form { grid-template-columns: 1fr auto; }
}
@media (max-width: 640px) {
    .bog-fn-main { padding: 12px 20px; gap: 12px; }
    .bog-fn-search { padding: 12px 20px; }
    .bog-fn-logo-sub { display: none; }
    .bog-fn-logo img { max-height: 44px; }
}

body.bog-fn-no-scroll { overflow: hidden; }


/* ========== FINANCE / DBA FOOTER STYLES (.bog-ft-*) ========== */
.bog-ft-wrapper {
    --ft-forest:     #202F00;
    --ft-signal:     #00A500;
    --ft-midnight:   #0D1500;
    --ft-sage:       #3D6B1A;
    --ft-cream:      #EFF4E8;
    font-family: 'Barlow', sans-serif;
    font-weight: 300;
    color: var(--ft-cream);
    line-height: 1.6;
}
.bog-ft-wrapper * { box-sizing: border-box; }

.bog-ft-main {
    background: var(--ft-midnight);
    padding: 64px 60px 0;
    border-top: 3px solid var(--ft-signal);
}
.bog-ft-grid {
    display: grid;
    grid-template-columns: 2fr 1.2fr 1.2fr 1.2fr 1.5fr;
    gap: 48px;
    padding-bottom: 48px;
    border-bottom: 1px solid rgba(0,165,0,0.1);
}
.bog-ft-logo-link {
    display: inline-block;
    margin-bottom: 16px;
    line-height: 0;
    transition: opacity 0.2s ease;
}
.bog-ft-logo-link:hover { opacity: 0.85; }
.bog-ft-brand-logo {
    display: block;
    margin-bottom: 20px;
    max-width: 220px;
    height: auto;
}
@media (max-width: 768px) {
    .bog-ft-brand-logo { max-width: 180px; }
}
.bog-ft-pill {
    display: block;
    width: fit-content;
    background: rgba(0,165,0,0.1);
    border: 1px solid rgba(0,165,0,0.3);
    padding: 4px 12px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: var(--ft-signal);
    margin-bottom: 16px;
}
.bog-ft-tagline {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 15px;
    font-weight: 600;
    letter-spacing: 1px;
    color: var(--ft-cream);
    line-height: 1.5;
    margin-bottom: 12px;
}
.bog-ft-desc {
    font-family: 'Barlow', sans-serif;
    font-size: 12px;
    color: rgba(239,244,232,0.4);
    line-height: 1.75;
    margin-bottom: 20px;
}
.bog-ft-verified {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(0,165,0,0.07);
    border: 1px solid rgba(0,165,0,0.25);
    padding: 8px 14px;
    margin-bottom: 20px;
}
.bog-ft-verified-ic {
    width: 18px;
    height: 18px;
    background: var(--ft-signal);
    clip-path: polygon(50% 0%, 61% 35%, 98% 35%, 68% 57%, 79% 91%, 50% 70%, 21% 91%, 32% 57%, 2% 35%, 39% 35%);
    flex-shrink: 0;
}
.bog-ft-verified-txt {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--ft-signal);
}
.bog-ft-social { display: flex; gap: 6px; flex-wrap: wrap; }
.bog-ft-soc-btn {
    display: flex;
    align-items: center;
    gap: 5px;
    background: rgba(239,244,232,0.05);
    border: 1px solid rgba(239,244,232,0.1);
    padding: 5px 10px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.45);
    transition: all 0.2s;
    text-decoration: none;
}
.bog-ft-soc-btn:hover {
    background: rgba(0,165,0,0.1);
    border-color: rgba(0,165,0,0.3);
    color: var(--ft-signal);
}
.bog-ft-col-h {
    font-family: 'Bebas Neue', sans-serif;
    font-size: 16px;
    letter-spacing: 4px;
    color: var(--ft-cream);
    padding-bottom: 10px;
    border-bottom: 1px solid rgba(0,165,0,0.2);
    margin-bottom: 16px;
    display: flex;
    align-items: center;
    gap: 8px;
}
.bog-ft-col-h::after {
    content: '';
    display: block;
    width: 16px;
    height: 2px;
    background: var(--ft-signal);
}
.bog-ft-nav {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 2px;
}
.bog-ft-nav li a {
    font-family: 'Barlow', sans-serif;
    font-size: 13px;
    color: rgba(239,244,232,0.45);
    text-decoration: none;
    padding: 4px 0;
    display: flex;
    align-items: center;
    gap: 7px;
    transition: color 0.2s;
    line-height: 1.5;
}
.bog-ft-nav li a:hover { color: var(--ft-signal); }
.bog-ft-nav li a::before {
    content: '›';
    color: var(--ft-signal);
    font-size: 14px;
    opacity: 0;
    transform: translateX(-4px);
    transition: opacity 0.2s, transform 0.2s;
    flex-shrink: 0;
}
.bog-ft-nav li a:hover::before { opacity: 1; transform: translateX(0); }
.bog-ft-badge {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 8px;
    letter-spacing: 2px;
    text-transform: uppercase;
    background: var(--ft-signal);
    color: var(--ft-midnight);
    padding: 1px 6px;
    margin-left: auto;
}
.bog-ft-badge-verify {
    background: rgba(0,165,0,0.15);
    color: var(--ft-signal);
    border: 1px solid rgba(0,165,0,0.3);
}
.bog-ft-contact-item {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin-bottom: 12px;
}
.bog-ft-contact-ic {
    width: 28px;
    height: 28px;
    flex-shrink: 0;
    background: rgba(0,165,0,0.1);
    border: 1px solid rgba(0,165,0,0.2);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 11px;
    color: var(--ft-signal);
}
.bog-ft-contact-lbl {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 9px;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.25);
    margin-bottom: 1px;
}
.bog-ft-contact-val {
    font-family: 'Barlow', sans-serif;
    font-size: 12px;
    color: rgba(239,244,232,0.6);
}
.bog-ft-contact-val a {
    color: rgba(239,244,232,0.6);
    text-decoration: none;
    transition: color 0.2s;
}
.bog-ft-contact-val a:hover { color: var(--ft-signal); }
.bog-ft-eco-lbl {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 9px;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.25);
    margin-top: 20px;
    margin-bottom: 10px;
    display: flex;
    align-items: center;
    gap: 8px;
}
.bog-ft-eco-lbl::after {
    content: '';
    flex: 1;
    height: 1px;
    background: rgba(239,244,232,0.07);
}
.bog-ft-eco-links { display: flex; flex-direction: column; gap: 4px; }
.bog-ft-eco {
    display: flex;
    align-items: center;
    gap: 8px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 11px;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.3);
    text-decoration: none;
    padding: 4px 0;
    transition: color 0.2s;
}
.bog-ft-eco:hover { color: var(--ft-signal); }
.bog-ft-eco-dot {
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: rgba(0,165,0,0.3);
    flex-shrink: 0;
    transition: background 0.2s;
}
.bog-ft-eco:hover .bog-ft-eco-dot { background: var(--ft-signal); }
.bog-ft-eco.current { color: var(--ft-signal); }
.bog-ft-eco.current .bog-ft-eco-dot { background: var(--ft-signal); }
.bog-ft-cta-strip {
    background: rgba(32,47,0,0.4);
    border-top: 1px solid rgba(0,165,0,0.1);
    border-bottom: 1px solid rgba(0,165,0,0.1);
    padding: 24px 60px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}
.bog-ft-cta-left { display: flex; align-items: center; gap: 16px; }
.bog-ft-cta-ic {
    width: 36px;
    height: 36px;
    flex-shrink: 0;
    background: rgba(0,165,0,0.1);
    border: 1px solid rgba(0,165,0,0.3);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
}
.bog-ft-cta-h {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 13px;
    letter-spacing: 2px;
    font-weight: 600;
    text-transform: uppercase;
    color: var(--ft-cream);
    margin-bottom: 2px;
}
.bog-ft-cta-sub {
    font-family: 'Barlow', sans-serif;
    font-size: 12px;
    color: rgba(239,244,232,0.4);
}
.bog-ft-cta-actions { display: flex; gap: 10px; flex-shrink: 0; }
.bog-ft-btn-primary {
    background: var(--ft-signal);
    border: 1px solid var(--ft-signal);
    padding: 9px 20px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 11px;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: #fff;
    cursor: pointer;
    transition: background 0.2s;
    text-decoration: none;
    display: inline-block;
}
.bog-ft-btn-primary:hover { background: #007d00; }
.bog-ft-btn-outline {
    background: transparent;
    border: 1px solid rgba(239,244,232,0.2);
    padding: 9px 20px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 11px;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.45);
    transition: all 0.2s;
    text-decoration: none;
    display: inline-block;
}
.bog-ft-btn-outline:hover {
    border-color: rgba(0,165,0,0.4);
    color: var(--ft-signal);
}
.bog-ft-comp {
    padding: 20px 60px;
    display: flex;
    align-items: center;
    gap: 32px;
    border-bottom: 1px solid rgba(0,165,0,0.06);
    flex-wrap: wrap;
    background: var(--ft-midnight);
}
.bog-ft-comp-item { display: flex; align-items: center; gap: 8px; }
.bog-ft-comp-chk {
    width: 16px;
    height: 16px;
    flex-shrink: 0;
    background: rgba(0,165,0,0.1);
    border: 1px solid rgba(0,165,0,0.25);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 9px;
    color: var(--ft-signal);
}
.bog-ft-comp-txt {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.3);
}
.bog-ft-bottom {
    padding: 22px 60px;
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    align-items: center;
    gap: 20px;
    background: var(--ft-midnight);
}
.bog-ft-legal-l {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.2);
    line-height: 1.7;
}
.bog-ft-legal-c {
    display: flex;
    align-items: center;
    gap: 12px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.2);
}
.bog-ft-sep { color: rgba(0,165,0,0.3); }
.bog-ft-legal-c a {
    color: rgba(239,244,232,0.25);
    text-decoration: none;
    transition: color 0.2s;
}
.bog-ft-legal-c a:hover { color: var(--ft-signal); }
.bog-ft-legal-r { text-align: right; }
.bog-ft-url {
    font-family: 'Bebas Neue', sans-serif;
    font-size: 14px;
    letter-spacing: 3px;
    color: rgba(0,165,0,0.4);
    text-decoration: none;
    transition: color 0.2s;
    display: block;
    margin-bottom: 3px;
}
.bog-ft-url:hover { color: var(--ft-signal); }
.bog-ft-reg {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 9px;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.15);
}

/* FOOTER RESPONSIVE BREAKPOINTS */
@media (max-width: 1100px) {
    .bog-ft-grid { grid-template-columns: 1fr 1fr 1fr; }
    .bog-ft-brand { grid-column: span 3; }
}
@media (max-width: 768px) {
    .bog-ft-main { padding: 40px 24px 0; }
    .bog-ft-cta-strip, .bog-ft-comp, .bog-ft-bottom {
        padding-left: 24px;
        padding-right: 24px;
    }
    .bog-ft-grid { grid-template-columns: 1fr; gap: 32px; }
    .bog-ft-brand { grid-column: span 1; }
    .bog-ft-bottom { grid-template-columns: 1fr; gap: 12px; text-align: center; }
    .bog-ft-legal-r { text-align: center; }
    .bog-ft-legal-c { justify-content: center; flex-wrap: wrap; }
    .bog-ft-cta-strip { flex-direction: column; align-items: flex-start; }
}


/* ========== DBA HEADER STYLES (.bog-hd-*) ========== */
.bog-hd-wrapper {
    --hd-forest:     #202F00;
    --hd-signal:     #00A500;
    --hd-midnight:   #0D1500;
    --hd-sage:       #3D6B1A;
    --hd-cream:      #EFF4E8;
    font-family: 'Barlow', sans-serif;
    font-weight: 300;
    color: var(--hd-cream);
    line-height: 1.5;
    position: sticky;
    top: 0;
    z-index: 9999;
}
.bog-hd-wrapper * { box-sizing: border-box; }
.bog-hd-wrapper a { text-decoration: none; }

/* BAND 1: UTILITY STRIP */
.bog-hd-util {
    background: var(--hd-midnight);
    border-bottom: 1px solid rgba(0,165,0,0.1);
    padding: 6px 60px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 2px;
    text-transform: uppercase;
}
.bog-hd-util-l { display: flex; align-items: center; gap: 8px; }
.bog-hd-pulse {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--hd-signal);
    box-shadow: 0 0 0 0 rgba(0,165,0,0.7);
    animation: bog-hd-pulse 2s infinite;
}
@keyframes bog-hd-pulse {
    0%   { box-shadow: 0 0 0 0 rgba(0,165,0,0.7); }
    70%  { box-shadow: 0 0 0 8px rgba(0,165,0,0); }
    100% { box-shadow: 0 0 0 0 rgba(0,165,0,0); }
}
.bog-hd-util-lbl { color: var(--hd-signal); font-weight: 600; }
.bog-hd-util-r { display: flex; align-items: center; gap: 18px; }
.bog-hd-util-r a {
    color: rgba(239,244,232,0.5);
    transition: color 0.2s;
    display: flex;
    align-items: center;
    gap: 6px;
}
.bog-hd-util-r a:hover { color: var(--hd-signal); }
.bog-hd-util-sep { color: rgba(0,165,0,0.25); }
.bog-hd-report {
    border: 1px solid rgba(0,165,0,0.3);
    padding: 3px 10px;
    color: var(--hd-signal) !important;
}
.bog-hd-report:hover { background: rgba(0,165,0,0.1); }

/* BAND 2: MAIN NAV */
.bog-hd-main {
    background: var(--hd-midnight);
    padding: 16px 60px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
    border-bottom: 1px solid rgba(0,165,0,0.08);
}
.bog-hd-logo {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-shrink: 0;
    transition: opacity 0.2s ease;
}
.bog-hd-logo:hover { opacity: 0.85; }
.bog-hd-logo:focus-visible {
    outline: 2px solid var(--hd-signal);
    outline-offset: 4px;
}
.bog-hd-logo img { max-height: 54px; width: auto; display: block; }
.bog-hd-logo-sub {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: var(--hd-signal);
    padding-left: 12px;
    border-left: 1px solid rgba(0,165,0,0.3);
}
.bog-hd-nav {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    align-items: center;
    gap: 4px;
}
.bog-hd-nav > li { position: relative; }
.bog-hd-nav > li > a {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 13px;
    letter-spacing: 2.5px;
    text-transform: uppercase;
    font-weight: 600;
    color: rgba(239,244,232,0.65);
    padding: 10px 14px;
    display: flex;
    align-items: center;
    gap: 6px;
    transition: color 0.2s;
}
.bog-hd-nav > li > a:hover,
.bog-hd-nav > li.current > a { color: var(--hd-cream); }
.bog-hd-nav > li > a::after {
    content: '';
    position: absolute;
    bottom: 2px;
    left: 14px;
    right: 14px;
    height: 2px;
    background: var(--hd-signal);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.2s;
}
.bog-hd-nav > li > a:hover::after,
.bog-hd-nav > li.current > a::after { transform: scaleX(1); }
.bog-hd-nav-dot {
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: rgba(0,165,0,0.4);
}

/* Dropdown menus */
.bog-hd-drop {
    position: absolute;
    top: 100%;
    left: 0;
    background: var(--hd-midnight);
    border: 1px solid rgba(0,165,0,0.2);
    border-top: 2px solid var(--hd-signal);
    padding: 20px;
    min-width: 280px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(4px);
    transition: all 0.2s;
}
.bog-hd-nav > li:hover .bog-hd-drop,
.bog-hd-nav > li:focus-within .bog-hd-drop {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}
.bog-hd-drop a {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 7px 0;
    font-family: 'Barlow', sans-serif;
    font-size: 13px;
    text-transform: none;
    letter-spacing: 0;
    color: rgba(239,244,232,0.55);
    font-weight: 300;
}
.bog-hd-drop a:hover { color: var(--hd-signal); }
.bog-hd-drop a::before {
    content: '›';
    color: var(--hd-signal);
    opacity: 0.4;
    transition: opacity 0.2s;
}
.bog-hd-drop a:hover::before { opacity: 1; }

.bog-hd-cta-group {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-shrink: 0;
}
.bog-hd-btn-ghost {
    background: transparent;
    border: 1px solid rgba(239,244,232,0.2);
    padding: 9px 18px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 11px;
    letter-spacing: 2.5px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.65);
    transition: all 0.2s;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.bog-hd-btn-ghost:hover {
    border-color: rgba(0,165,0,0.5);
    color: var(--hd-signal);
}
.bog-hd-btn-primary {
    background: var(--hd-signal);
    border: 1px solid var(--hd-signal);
    padding: 9px 20px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 11px;
    letter-spacing: 3px;
    text-transform: uppercase;
    font-weight: 600;
    color: #fff;
    transition: background 0.2s;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.bog-hd-btn-primary:hover { background: #007d00; }

/* BAND 3: SEARCH BAR */
.bog-hd-search {
    background: rgba(32,47,0,0.5);
    border-bottom: 1px solid rgba(0,165,0,0.1);
    padding: 14px 60px;
}
.bog-hd-search-form {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 1px;
    background: rgba(0,165,0,0.2);
    border: 1px solid rgba(0,165,0,0.3);
}
.bog-hd-search-field {
    background: var(--hd-midnight);
    padding: 10px 14px;
    display: flex;
    align-items: center;
    gap: 8px;
}
.bog-hd-search-ic {
    color: rgba(0,165,0,0.6);
    font-size: 13px;
    flex-shrink: 0;
}
.bog-hd-search-field input {
    background: transparent;
    border: none;
    outline: none;
    width: 100%;
    font-family: 'Barlow', sans-serif;
    font-size: 13px;
    font-weight: 400;
    color: var(--hd-cream);
}
.bog-hd-search-field input::placeholder {
    color: rgba(239,244,232,0.3);
    font-family: 'Barlow Condensed', sans-serif;
    letter-spacing: 1px;
    text-transform: uppercase;
    font-size: 11px;
}
.bog-hd-search-btn {
    background: var(--hd-signal);
    border: none;
    padding: 0 28px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 12px;
    letter-spacing: 3px;
    text-transform: uppercase;
    font-weight: 600;
    color: #fff;
    cursor: pointer;
    transition: background 0.2s;
    display: flex;
    align-items: center;
    gap: 8px;
}
.bog-hd-search-btn:hover { background: #007d00; }

/* BAND 4: POPULAR CHIPS */
.bog-hd-chips {
    background: var(--hd-midnight);
    padding: 10px 60px;
    display: flex;
    align-items: center;
    gap: 10px;
    border-bottom: 3px solid var(--hd-signal);
    overflow-x: auto;
}
.bog-hd-chips::-webkit-scrollbar { display: none; }
.bog-hd-chips-lbl {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.3);
    flex-shrink: 0;
    padding-right: 8px;
    border-right: 1px solid rgba(0,165,0,0.15);
}
.bog-hd-chip {
    background: rgba(0,165,0,0.06);
    border: 1px solid rgba(0,165,0,0.2);
    padding: 4px 12px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(239,244,232,0.55);
    transition: all 0.2s;
    flex-shrink: 0;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.bog-hd-chip:hover {
    background: rgba(0,165,0,0.15);
    border-color: rgba(0,165,0,0.5);
    color: var(--hd-signal);
}
.bog-hd-chip-hot {
    color: var(--hd-signal);
    border-color: rgba(0,165,0,0.4);
}
.bog-hd-chip-hot::before {
    content: '';
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: var(--hd-signal);
}

/* MOBILE HAMBURGER BUTTON */
.bog-hd-wrapper .bog-hd-burger {
    display: none !important;
    flex-direction: column;
    gap: 4px;
    background: transparent;
    border: 1px solid rgba(239,244,232,0.2);
    padding: 10px 12px;
    cursor: pointer;
    margin-left: 10px;
    transition: all 0.2s;
    width: auto;
    height: auto;
    align-items: center;
    justify-content: center;
}
.bog-hd-wrapper .bog-hd-burger:hover {
    border-color: rgba(0,165,0,0.5);
    background: transparent;
}
.bog-hd-wrapper .bog-hd-burger span {
    width: 20px;
    height: 2px;
    background: var(--hd-cream);
    display: block;
    transition: all 0.3s;
    margin: 0;
}
.bog-hd-wrapper .bog-hd-burger.is-open span:nth-child(1) {
    transform: translateY(6px) rotate(45deg);
}
.bog-hd-wrapper .bog-hd-burger.is-open span:nth-child(2) {
    opacity: 0;
}
.bog-hd-wrapper .bog-hd-burger.is-open span:nth-child(3) {
    transform: translateY(-6px) rotate(-45deg);
}
@media (max-width: 1024px) {
    .bog-hd-wrapper .bog-hd-burger {
        display: flex !important;
    }
}

/* MOBILE MENU PANEL */
.bog-hd-mobile {
    position: fixed;
    top: 0;
    right: 0;
    width: 320px;
    max-width: 85vw;
    height: 100vh;
    background: var(--hd-midnight);
    border-left: 2px solid var(--hd-signal);
    padding: 80px 28px 28px;
    overflow-y: auto;
    transform: translateX(100%);
    transition: transform 0.3s ease;
    z-index: 9998;
}
.bog-hd-mobile.is-open { transform: translateX(0); }
.bog-hd-mobile-overlay {
    position: fixed;
    inset: 0;
    background: rgba(13,21,0,0.7);
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s;
    z-index: 9997;
}
.bog-hd-mobile-overlay.is-open { opacity: 1; visibility: visible; }
.bog-hd-mobile-sec {
    margin-bottom: 24px;
    padding-bottom: 20px;
    border-bottom: 1px solid rgba(0,165,0,0.15);
}
.bog-hd-mobile-sec:last-of-type { border-bottom: none; }
.bog-hd-mobile-h {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 10px;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: var(--hd-signal);
    margin-bottom: 10px;
}
.bog-hd-mobile-link {
    display: block;
    padding: 10px 0;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 14px;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    font-weight: 600;
    color: rgba(239,244,232,0.75);
    border-bottom: 1px solid rgba(239,244,232,0.05);
}
.bog-hd-mobile-link:hover,
.bog-hd-mobile-link:focus { color: var(--hd-signal); }
.bog-hd-mobile-sublink {
    display: block;
    padding: 6px 0 6px 14px;
    font-family: 'Barlow', sans-serif;
    font-size: 13px;
    color: rgba(239,244,232,0.5);
    font-weight: 300;
}
.bog-hd-mobile-sublink:hover { color: var(--hd-signal); }
.bog-hd-mobile-cta {
    display: block;
    text-align: center;
    background: var(--hd-signal);
    padding: 12px;
    margin-bottom: 10px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 12px;
    letter-spacing: 3px;
    text-transform: uppercase;
    font-weight: 600;
    color: #fff;
}
.bog-hd-mobile-cta-ghost {
    background: transparent;
    border: 1px solid rgba(239,244,232,0.25);
    color: rgba(239,244,232,0.75);
}
.bog-hd-mobile-contact {
    font-family: 'Barlow', sans-serif;
    font-size: 13px;
    color: rgba(239,244,232,0.5);
    padding: 6px 0;
    display: flex;
    align-items: center;
    gap: 10px;
}
.bog-hd-mobile-contact a { color: inherit; }
.bog-hd-mobile-contact a:hover { color: var(--hd-signal); }

/* DBA HEADER RESPONSIVE BREAKPOINTS */
@media (max-width: 1200px) {
    .bog-hd-util, .bog-hd-main, .bog-hd-search, .bog-hd-chips {
        padding-left: 32px;
        padding-right: 32px;
    }
    .bog-hd-nav > li > a { padding: 10px 10px; font-size: 12px; letter-spacing: 2px; }
}
@media (max-width: 1024px) {
    .bog-hd-util { display: none; }
    .bog-hd-chips { display: none; }
    .bog-hd-nav { display: none; }
    .bog-hd-cta-group .bog-hd-btn-ghost { display: none; }
    .bog-hd-burger { display: flex; }
    .bog-hd-search-form { grid-template-columns: 1fr auto; }
}
@media (max-width: 640px) {
    .bog-hd-main { padding: 12px 20px; gap: 12px; }
    .bog-hd-search { padding: 12px 20px; }
    .bog-hd-logo-sub { display: none; }
    .bog-hd-logo img { max-height: 44px; }
}
body.bog-hd-no-scroll { overflow: hidden; }


/* ========== HOMEPAGE / LANDING PAGE STYLES (finance.bog.co.ke) ========== */
/* These styles are for the main landing page of the financial education platform.
   They assume the body background is already set (var(--charcoal) or #1E2118) 
   and use the same color variables defined in :root above (--forest, --signal, --cream, etc.)
   However, because the existing global styles don't define :root with those vars,
   we'll define them locally or rely on existing classes. For clarity, we define a :root block
   that matches the earlier standalone CSS. This will not interfere with header/footer. */

:root {
    --forest:   #202F00;
    --signal:   #00A500;
    --midnight: #0D1500;
    --cream:    #EFF4E8;
    --charcoal: #1E2118;
    --g100: #F5F5F2;
    --g200: #E4E8DC;
    --g400: #9CA390;
    --g600: #4B5343;
    --red:  #C0392B;
    --amber: #92500A;
    --white: #ffffff;
}

/* Container utility */
.container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 24px;
}

/* Buttons (global, but we add variations) */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 12px 28px;
    border-radius: 6px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 15px;
    font-weight: 600;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    cursor: pointer;
    transition: all 0.15s;
    border: none;
    text-decoration: none;
    line-height: 1;
}
.btn-primary {
    background: var(--signal);
    color: #fff;
}
.btn-primary:hover {
    background: #008f00;
}
.btn-outline {
    background: transparent;
    color: var(--charcoal);
    border: 1.5px solid var(--g200);
}
.btn-outline:hover {
    border-color: var(--charcoal);
    background: rgba(0,0,0,0.02);
}
.btn-large {
    padding: 14px 32px;
    font-size: 16px;
}

/* Hero Section */
.hero-section {
    padding: 60px 0 40px;
    text-align: center;
    background: var(--cream);
}
.hero-headline {
    font-family: 'Bebas Neue', sans-serif;
    font-size: 54px;
    letter-spacing: 2px;
    color: var(--forest);
    line-height: 1.1;
    margin-bottom: 20px;
    max-width: 900px;
    margin-left: auto;
    margin-right: auto;
}
.hero-subheadline {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 20px;
    font-weight: 500;
    color: var(--g600);
    max-width: 700px;
    margin: 0 auto 40px;
    line-height: 1.4;
}

/* Three Gaps Section */
.gaps-section {
    padding: 40px 0 60px;
    background: var(--white);
    border-radius: 24px;
    margin: 20px 0;
}
.gaps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}
.gap-card {
    background: var(--cream);
    border-radius: 20px;
    padding: 28px 24px;
    border: 1px solid var(--g200);
    transition: all 0.2s;
    height: 100%;
}
.gap-card:hover {
    border-color: var(--signal);
    box-shadow: 0 8px 24px rgba(0,165,0,0.08);
}
.gap-icon {
    font-size: 44px;
    margin-bottom: 20px;
}
.gap-headline {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 22px;
    font-weight: 700;
    color: var(--forest);
    margin-bottom: 16px;
    letter-spacing: 0.3px;
}
.gap-copy {
    font-size: 14px;
    color: var(--charcoal);
    line-height: 1.6;
    font-weight: 400;
}
.gap-copy strong {
    color: var(--signal);
    font-weight: 600;
}
.gap-copy p {
    margin-bottom: 12px;
}
.gap-copy ul {
    margin-left: 20px;
    margin-top: 8px;
    margin-bottom: 12px;
}
.gap-copy li {
    margin-bottom: 6px;
}

/* Transition CTA row */
.transition-cta {
    text-align: center;
    margin-top: 48px;
    display: flex;
    gap: 24px;
    justify-content: center;
    flex-wrap: wrap;
}

/* ========== UPDATED TRUST BAR SECTION (with popups) ========== */
.trust-bar-section {
    background: var(--white);
    border-top: 1px solid var(--g200);
    border-bottom: 1px solid var(--g200);
    padding: 48px 0;
    margin: 20px 0;
}

.trust-title {
    font-family: 'Bebas Neue', sans-serif;
    font-size: 32px;
    letter-spacing: 2px;
    color: var(--forest);
    text-align: center;
    margin-bottom: 20px;
}

.trust-description {
    font-size: 16px;
    line-height: 1.6;
    color: var(--g600);
    text-align: center;
    max-width: 900px;
    margin: 0 auto 48px;
    font-weight: 400;
}

.trust-badges {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 48px;
    flex-wrap: wrap;
}

.badge-item {
    position: relative;
    display: inline-block;
    cursor: pointer;
}

/* SVG icon badges */
.badge-icon {
    height: 92px;
    width: auto;
    transition: transform 0.2s ease, opacity 0.2s;
}

.badge-icon:hover {
    transform: scale(1.05);
    opacity: 0.9;
}

/* Popup card (appears on hover/click) */
.badge-popup {
    position: absolute;
    bottom: 120%;
    left: 50%;
    transform: translateX(-50%);
    background: var(--charcoal);
    color: var(--cream);
    border-radius: 12px;
    padding: 18px 22px;
    min-width: 280px;
    max-width: 340px;
    width: max-content;
    box-shadow: 0 12px 28px rgba(0,0,0,0.3);
    border: 1px solid rgba(0,165,0,0.3);
    backdrop-filter: blur(2px);
    z-index: 1000;
    opacity: 0;
    visibility: hidden;
    transition: all 0.2s ease-in-out;
    pointer-events: none;
    text-align: center;
}

/* Arrow pointing to the badge */
.badge-popup::after {
    content: '';
    position: absolute;
    top: 100%;
    left: 50%;
    transform: translateX(-50%);
    border-width: 8px;
    border-style: solid;
    border-color: var(--charcoal) transparent transparent transparent;
}

.badge-item:hover .badge-popup,
.badge-item:focus-within .badge-popup,
.badge-item.active .badge-popup {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    bottom: 140%;
}

/* Popup inner elements */
.popup-logo {
    height: 48px;
    width: auto;
    margin-bottom: 12px;
    display: block;
    margin-left: auto;
    margin-right: auto;
    /* If your logos are dark, use filter; adjust as needed */
    filter: brightness(0) invert(1);
}

.popup-text {
    font-family: 'Barlow', sans-serif;
    font-size: 12px;
    line-height: 1.55;
    color: rgba(239,244,232,0.92);
    margin: 0;
}

/* Fallback text badge (if needed elsewhere) */
.badge {
    background: var(--cream);
    padding: 6px 14px;
    border-radius: 40px;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 13px;
    font-weight: 500;
    color: var(--forest);
    border: 1px solid var(--g200);
}

/* Value Props */
.value-props {
    padding: 56px 0;
    background: var(--cream);
}
.props-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}
.prop-card {
    text-align: center;
    background: var(--white);
    padding: 32px 24px;
    border-radius: 16px;
    border: 1px solid var(--g200);
}
.prop-icon {
    font-size: 44px;
    margin-bottom: 20px;
}
.prop-title {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 22px;
    font-weight: 600;
    color: var(--forest);
    margin-bottom: 12px;
}
.prop-desc {
    font-size: 14px;
    color: var(--g600);
    line-height: 1.5;
}

/* Featured Resources */
.featured-resources {
    padding: 40px 0 60px;
    background: var(--white);
}
.section-title {
    font-family: 'Bebas Neue', sans-serif;
    font-size: 40px;
    color: var(--forest);
    letter-spacing: 1px;
    margin-bottom: 32px;
    text-align: center;
}
.resources-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
    margin-bottom: 32px;
}
.resource-card {
    background: var(--cream);
    padding: 28px;
    border-radius: 16px;
    border: 1px solid var(--g200);
}
.resource-card:hover {
    border-color: var(--signal);
}
.resource-title {
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 24px;
    font-weight: 600;
    color: var(--forest);
    margin-bottom: 12px;
}
.resource-desc {
    font-size: 15px;
    color: var(--g600);
    margin-bottom: 20px;
    line-height: 1.5;
}
.resource-link {
    font-family: 'Barlow Condensed', sans-serif;
    font-weight: 600;
    font-size: 14px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: var(--signal);
    text-decoration: none;
    border-bottom: 1px solid rgba(0,165,0,0.3);
}
.resource-link:hover {
    border-bottom-color: var(--signal);
}
.resources-extra {
    text-align: center;
    margin-top: 20px;
    padding-top: 16px;
    border-top: 1px solid var(--g200);
}
.extra-text {
    font-size: 14px;
    color: var(--g600);
}

/* Secondary CTA Banner */
.cta-banner {
    background: var(--midnight);
    padding: 60px 0;
    color: var(--cream);
}
.banner-inner {
    text-align: center;
    max-width: 700px;
    margin: 0 auto;
}
.banner-title {
    font-family: 'Bebas Neue', sans-serif;
    font-size: 44px;
    letter-spacing: 2px;
    margin-bottom: 16px;
    color: var(--cream);
}
.banner-text {
    font-size: 18px;
    margin-bottom: 32px;
    color: rgba(239,244,232,0.85);
}

/* Responsive for homepage components */
@media (max-width: 900px) {
    .gaps-grid, .props-grid, .resources-grid {
        grid-template-columns: 1fr;
    }
    .hero-headline {
        font-size: 42px;
    }
    .trust-badges {
        gap: 32px;
    }
    .badge-icon {
        height: 42px;
    }
    .badge-popup {
        max-width: 280px;
        padding: 14px 18px;
    }
    .popup-text {
        font-size: 11px;
    }
}
@media (max-width: 640px) {
    .hero-headline {
        font-size: 36px;
    }
    .hero-subheadline {
        font-size: 18px;
    }
    .transition-cta {
        flex-direction: column;
        align-items: center;
    }
    .container {
        padding: 0 20px;
    }
    .badge-icon {
        height: 36px;
    }
    .trust-badges {
        gap: 24px;
    }
    .badge-popup {
        min-width: 240px;
    }
    .popup-logo {
        height: 36px;
    }
}